How much does Physical therapy session cost in Phoenix?

Median insurer-negotiated rates range from $78 at Banner Casa Grande Medical Center to $421 at Phoenix Children's Hospital, based on the hospitals' own federally mandated price files.

Is it cheaper to pay cash than use insurance?

Sometimes. Several hospitals publish discounted cash prices below the rates insurers negotiate. If you haven't met your deductible, ask for the self-pay price.

Why do prices differ so much between hospitals?

Each hospital negotiates rates separately with each insurer, and hospitals in the same health system usually share one contract. The same procedure with the same insurer can cost several times more across town.

Costs · Therapy · Physical therapy session · Phoenix · codes 97110, 97161

How much does a physical therapy session cost in Phoenix?

Therapeutic exercise session; bundle includes the initial evaluation. Below: the rates insurers have actually negotiated with 26 Phoenix-area hospitals, and the cash (self-pay) prices where published — from the hospitals' own federally required price files.

$78

lowest median negotiated rate

Banner Casa Grande Medical Center

$293

highest (adult hospitals)

St. Joseph's Hospital and Medical Center

3.8×

price spread

same procedure, same metro

Rates shown

Median negotiated rate per hospital · sorted low → high · hover a bar for the full receipt

cash (self-pay) price

Hospital	Gross charge	Cash price	Negotiated	Range	# rates	vs median

* Specialty hospital (pediatric or cancer center) — rates reflect specialty case mix. † Median based on fewer than 3 published rates — treat as indicative. Bars show the median dollar-denominated commercial negotiated rate; hospitals sharing a health-system contract show similar rates.

SOURCE: standard-charges files from 26 hospitals · file dates 2026-01-01 → 2026-06-28 · retrieved 2026-08-03

Paying cash can beat using insurance. At Banner Ironwood Medical Center, the self-pay price is $13 — less than the $107 median commercial-insurer rate. If you haven't met your deductible, ask for the cash rate.

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