How much does Cardiac stress test cost in San Francisco Bay Area?

Median insurer-negotiated rates range from $305 at Sutter Delta Medical Center to $2,469 at Good Samaritan Hospital, based on the hospitals' own federally mandated price files.

Is it cheaper to pay cash than use insurance?

Sometimes. Several hospitals publish discounted cash prices below the rates insurers negotiate. If you haven't met your deductible, ask for the self-pay price.

Why do prices differ so much between hospitals?

Each hospital negotiates rates separately with each insurer, and hospitals in the same health system usually share one contract. The same procedure with the same insurer can cost several times more across town.

Costs · Diagnostic · Cardiac stress test · San Francisco Bay Area · codes 93015, 93017

How much does a cardiac stress test cost in San Francisco Bay Area?

Exercise or pharmacologic stress test with ECG monitoring; bundle covers the physician-supervised and tracing components. Below: the rates insurers have actually negotiated with 13 San Francisco Bay Area-area hospitals, and the cash (self-pay) prices where published — from the hospitals' own federally required price files.

$305

lowest median negotiated rate

Sutter Delta Medical Center

$2,469

highest (adult hospitals)

Good Samaritan Hospital

8.1×

price spread

same procedure, same metro

Rates shown

Median negotiated rate per hospital · sorted low → high · hover a bar for the full receipt

cash (self-pay) price

Hospital	Gross charge	Cash price	Negotiated	Range	# rates	vs median

* Specialty hospital (pediatric or cancer center) — rates reflect specialty case mix. † Median based on fewer than 3 published rates — treat as indicative. Bars show the median dollar-denominated commercial negotiated rate; hospitals sharing a health-system contract show similar rates.

SOURCE: standard-charges files from 13 hospitals · file dates 2026-03-01 → 2026-04-01 · retrieved 2026-08-15

Paying cash can beat using insurance. At John Muir Medical Center – Concord, the self-pay price is $1,556 — less than the $2,196 median commercial-insurer rate. If you haven't met your deductible, ask for the cash rate.

← Cardiac stress test: overview